Bessine Walterbach, LLP (“BW”) is a debt collector. This is an attempt to collect a debt; any information obtained will be used for that purpose.  You may dispute the debt, request verification of the debt, or opt out of electronic communications with BW.  This payment portal (the "Portal") is provided by Bessine Walterbach, LLP as a convenience to consumers who wish to make an electronic payment voluntarily.  Nothing in this Portal waives any of your rights under applicable law.  If you believe you do not owe this debt, or that the amount is incorrect, you have the right to dispute the debt in writing within thirty (30) days of the date of the initial written communication sent to you by BW.  Upon timely written dispute, BW will cease collection activity and provide verification of the debt before resuming.  Making a payment through this Portal does not waive your right to dispute the underlying debt.  If you require an accommodation to make a payment or to communicate with our office, please call 816-601-1100 or email admin@bw-llp.com and we will work with you to identify an accessible means of payment.

Use of this Portal is optional.  You may instead pay by check, cash or money order mailed or otherwise delivered to our office.  By submitting a payment through the Portal, you authorize BW and/or its payment processor (“Tratta”) to initiate an electronic debit or credit card charge from the account you designate, in the amount you specify, for the purpose of satisfying all or a portion of your outstanding balance with BW.  Payments through the portal are made as you direct; we do not initiate recurring transactions without your explicit authorization herein.  You will receive a confirmation from Tratta of each payment at the email address you provide, which you should retain.  The confirmation email does not constitute a payoff letter or final satisfaction of the account unless expressly stated.  By using this Portal, you acknowledge that your payment information is transmitted to and processed by Tratta in accordance with Tratta's cardholder data policies, privacy policies and security practices, which may include standard encryption in transit.  BW does not receive or store your full payment card or bank account numbers.  Transactions are processed in U.S. dollars only. Payments are applied to your account upon clearance of funds; a payment submitted today may not post to your account until the following day or the following week, depending on your financial institution.  By providing your email address and/or mobile telephone number in connection with a payment, you consent to receive account-related communications at those addresses, including payment confirmations, account updates, and legally required notices. Message and data rates may apply for text messages.  We will not send you marketing communications or sell your data.

This Portal, and any communication generated within or through this Portal, does not constitute legal advice and does not create an attorney-client relationship.  We cannot represent you, as we represent your creditor.  The choice of a lawyer is an important decision and should not be based solely on advertisement. If you are seeking legal representation, you should consult an attorney of your own choosing.

Information you provide through this Portal — including your name, contact information, account number, and payment information — will be used to process your payment and, where required by law, to fulfill applicable compliance obligations.  Bessine Walterbach, LLP makes no warranty, express or implied, that this Portal will be available without interruption or error. In the event of a technical error resulting in a failed payment attempt, duplicate payment, or erroneous payment, please call 816-601-1100 so that we may review and where needed take appropriate remedial action.  To the maximum extent permitted by applicable law, BW's liability for any claim arising out of use of this Portal is limited to the amount of the payment at issue.  These Terms & Conditions are governed by the laws of the State of Missouri, without regard to conflict-of-law principles. Any dispute arising out of or relating to use of this Portal shall be subject to the exclusive jurisdiction of the state court located in Clay County, Missouri or federal court in Kansas City, Missouri.  By using this Portal you expressly agree to said limitation of liability, governing law and venue.  BW reserves the right to modify these Terms & Conditions at any time.  Changes will be effective upon posting to this Portal as shown in audit logs.  Your use of the Portal following any modification constitutes acceptance of the revised terms.